Individual and Family Coverage Options

Most people recognize the value of having supplemental health care and dental insurance, and so do we at Nexgen. We do ongoing reviews of the marketplace so that we can advise you on the best possible options to suit your specific needs and budget.   
In addition to the need for supplemental medical and dental care, it is vital to address some other realities and risks that you may not have considered. 
What kinds of risks should you be aware of as an individual or family?

The greatest risk that anyone faces is the loss of their ability to earn income to support themselves and their dependents.  Accidents or illness causing disability or death of a wage earner or primary care-giver can have far-reaching physical, emotional and financial ramifications such as;·

  • Increased pressures on other family members to take on duties and responsibilites of a disabled or deceased person
  • Inability to pay bills, mortgage, loans etc. due to lost income
  • Added costs for items not covered by government health plans ie; drugs, paramedical services, transportation and parking for medical appointments, legal fees and even burial costs
  • Limiting ability to access optimal medical services due to cost constraints


Step 1 is understanding the risks that you and your family face.

Step 2 is finding a trusted advisor to provide you with the best possible solutions for your unique situation.

Step 3 is ongoing review of your needs and coverage to ensure that you are neither over-insured or under-insured.

We encourage you to review the information on this website to understand some of the coverage that can help to mitigate your risks and protect you and the people you care about.